Salary Calculator (In-Hand CTC)

Calculate estimated monthly in-hand take-home salary from total annual CTC with PF, Professional Tax & income tax deductions.

Loading interactive Salary Calculator (In-Hand CTC) interface...

How to Use Salary Calculator (In-Hand CTC)

  1. Enter your annual CTC (Cost to Company) in ₹.
  2. Adjust optional components (Basic % of CTC, Employee PF %, Professional Tax).
  3. View the detailed breakdown: Gross Monthly, PF Deduction, Professional Tax, Estimated Income Tax, and Net In-Hand Monthly.

Technical Specifications & Formula

Gross = CTC - Employer PF/Gratuity; In-Hand = Gross - Employee PF - Professional Tax - Income Tax (TDS).

Frequently Asked Questions

Why is in-hand salary significantly lower than CTC?

CTC includes employer contributions to Provident Fund, gratuity, insurance, and performance bonuses that are not part of monthly cash payouts.

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